Significant Changes to the State Aid Programs

In an effort to encourage on-time completion, the Mississippi Postsecondary Education Financial Assistance Board (Postsecondary Board) changed the definition of full-time for the purposes of receiving state financial aid from 12 credit hours per semester to 15 credit hours per semester.

These changes are effective July 1, 2016 and will impact state aid awards for the upcoming 2016-17 academic year. These changes apply to state aid programs only (does not apply to federal aid {grants/loans} or MSU academic scholarships).

NEW Eligibility Requirement:

Beginning with the Fall 2016 term, undergraduate students must enroll in and complete 15 credit hours per semester to maintain eligibility for the following programs:

  • Higher Education Legislative Plan for Needy Students Scholarship (HELP)
  • Mississippi Resident Tuition Assistance Grant (MTAG)
  • Mississippi Eminent Scholars Grant (MESG)
  • Teacher Education Scholars Forgivable Loan (TES)
  • William Winter Teacher and Alternate Route Teacher Forgivable Loan (WWTS/WWAR)

What Students Should Do:

  • Enroll in and complete at least 15 credit hours every term, beginning with the Fall 2016 term.
  • If student has already registered for Fall 2016, review class schedule.
  • If student has registered for fewer than 15 credit hours, contact their advisor to add additional hours.

Other Changes:

  • Mississippi Eminent Scholars Grant (MESG) awards can no longer exceed the cost of attendance (COA).
  • Forgivable loans will be extended only to renewal applicants for most undergraduate and graduate forgivable loan programs. No new forgivable loans will be awarded (Critical Needs Teacher Forgivable Loan (CNTP), Critical Needs Alternative Route Teacher Forgivable Loan (CNAR), William Winter Teacher Forgivable Loan (WWTS)).
  • No forgivable loans, new or renewal, will be awarded for the following programs: Counselor and School Administrator (CSA), Graduate Teacher (GTS), and Veterinary Medicine for Minorities (VMMP).
  • No loan repayments will be made through the Mississippi Teacher Loan Repayment Program (MTLR).

Students can submit an appeal for Individual Exceptions based on the following:

  • Significant personal event (serious illness, personal injury, divorce, death of immediate family member)
  • Nearing degree completion
  • For Appeal Instructions click here 

    If you have any questions, please call the state Financial Aid Office at:

    3825 Ridgewood Road 
    Jackson, MS 39211-6453
    601-432-6997 or 800-327-2980 (toll-free)